The Link Shane posted takes you to his sales affiliate pages in the Worth Unlimited MLM program.
The sales page makes some very vague and broad statements about getting away from debt and asks users to request more information. Seems innocent enough, right?
Worth Unlimited describes their program as a way to get out of debt in certain vague kind of way.
Is Worth Unlimited a Scam?
What really intrigued me at an informal first glance wasn't what they were saying about their program but that the claims were there were 70,000 clients in this system and there were virtual no complaints or what were concerns about their program.
The absence of chatter or one of the 70,000+ people not referring to this system online is just not a real life result in my experience and generally seems to scream of intense reputation management. Why? Can there be something to hide?
Worth Unlimited Massive Cost is Disturbing
According to Behind MLM the financial compensation plan and fees for Worth Unlimited are:
For me, customers are being sold a bill of goods and paying through the nose for it. The fees for this system are charged not on the advantage received by the buyer but a hoped for benefit if someone continues right through to the finish and achieves all of the results promised on fee calculation.
The Worth Unlimited Product Line
The fundamental idea behind the Worth Account (formerly referred to as ‘Money Merge Account') is that it reduces the amount of time it will take to pay off debt, thus reducing the interest paid to the lender.
Specific details on how that is all achieved are now being kept under wraps with Wealth Unlimited members being required handy over prospective customers to a company sales team who then run projections and attempt to close the sale.
Wealth Unlimited does not share how a Worth Account product works with its members or customers.
Joining Worth Unlimited
Membership to Worth Unlimited is a flat $149 fee and allows members to participate and earn in the company compensation plan.
For reasons uknown, as a result of corporate agreement between Worth Unlimited and ‘Market America ', Market America members are not able to be recruited as members of Worth Unlimited (despite the two companies having seemingly non-related products).
Conclusion
Commissions wise, barring any abnormalities in the membership level qualifications, Worth Unlimited offer a strong sales based compensation plan with a definite distinction between affiliates and genuine retail customers and sales.
I'm not too keen on the whole passing off a potential sale to a 1800 number (I'd prefer the one who told me about a Worth Account explain it to me), but when they're in a position to attract sales without too much of a disruption to the sales process then I don't see any difficulty with it.
As far as the Worth Account product goes, noticeable nothing much has changed since it had been called the Money Merge Account. Rather than flat $3,500, effectively the Worth Account is only cheaper on debts that have a larger payable interest of $116,666 (Gold and Platinum Plus plan) and $116,500 (Platinum plan) or less.
Keep in mind that's the interest paid for the life of the loan and not the full total loan amount itself.
If the interest paid exceeds the aforementioned amounts, customers are no better off than Money Merge Account's $3,500 cost, which ironically Worth Unlimited cite was an important roadblock for generating sales of the product – the other being too little ability of these sales force to close sales (hence the brand new 1800 sales coach line to close sales for members).
That said, if you're able to carve out a market for the Worth Account and successfully sell the idea to people without knowing the inner workings yourself or the fee price (not determined until after prospective customers have spoken to a Worth Unlimited sales coach on the phone), then I don't see any reason never to entertain the idea of joining Worth Unlimited.
That said, with the challenges outlined above, naturally members could be at a bonus if they might share their own debt eliminating experience with potential customers See It Here.
With that in your mind, I'd strongly advise obtaining a quote on the projected interest savings generated with a Worth Account on the 1800 line before signing on as a Worth Unlimited member.
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